Terms of Use

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Your use of this website is subject to the following Terms of Use.

  1. Copyright
    1. This website and its content is the copyright of Philip Ray © 2013. All rights reserved.
    2. All content on this website, including without limitation, text, design, layout, look, appearance and graphics, is owned by or licensed to this website’s owner. Reproduction of part or all of the contents in any form is prohibited except that you may:
      • print or download to a local hard disk extracts for your personal use only; and
      • copy the content to individual third parties for their personal use, but only if you acknowledge this website as the source of the material.
    3. Except with prior express written permission, you may not distribute or commercially exploit this website’s content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.
    4. Any ideas or proposals that you share on this website for its development or improvement are without charge.
  2. Links to Other Web Sites
    1. This website contains hyperlinks to the websites of third parties.
    2. PhilRay-IDR shall have no liability for the contents of third party websites and does not make representations about or endorse such web pages or their contents as its own, as PhilRay-IDR does not control the information on such web pages and is not responsible for their contents.
    3. The use of such web pages shall be at your sole risk.
  3. Liability for defects of title or quality or viruses
    1. The content of this website is made available at no cost for your general information and use only and on an “as is” basis without warranties of any kind, either expressed or implied. Any liability for defects as to quality or title of this website’s content is excluded, especially as to the correctness or absence of defects or the absence of claims or third party rights or as to completeness or fitness for purpose, except in cases of willful misconduct or fraud.
    2. Any further liability is excluded, unless mandated by law or in cases of willful misconduct or fraud.
    3. Although every endeavor is made to keep this website free from viruses, no guarantee can be made that it is virus-free. For your own protection, take the necessary steps to ensure appropriate security measures and utilize a virus scanner before downloading any content.
  4. Your Duties
    1. In accessing or using this website, you shall not:
      • harm other persons or violate their intellectual property rights or other proprietary or personal rights;
      • upload any contents containing a virus that could damage data;
      • transmit, store or upload hyperlinks or contents to which you are not entitled, particularly where such hyperlinks or contents are in breach of confidentiality obligations or unlawful;
      • distribute advertising or unsolicited e-mails (so-called “spam”) or inaccurate warnings of viruses, defects or similar material;
      • solicit or request the participation in any lottery, snowball system, chain letter, pyramid game or similar activity.
    2. Your access may be denied to this website at any time, in particular if you breach any obligation arising from these Terms of Use.
  5. Data Privacy Protection. Collection, use and processing of your personally identifiable data on this website shall comply with applicable laws on data privacy protection as set forth in this website’s Data Privacy Protection policy available per hyperlink on www.philray-idr.com.
  6. Applicable Law. These Terms of Use shall be governed by — and all disputes related to these Terms of Use or their subject matter shall be resolved in accordance with — the laws of Germany, excluding its conflict of laws rules. The place of jurisdiction shall be Munich if the user of PhilRay-IDR is a merchant in terms of the German Commercial Code (Handelsgesetzbuch).